Suppose they issued a final rule and no one paid any attention.

That’s kind of what’s happening with the Nov. 18 proposal by the Department of Labor (DOL) to give states a safe harbor to establish IRA-like retirement plans for companies and individuals with no other coverage.

To date, no public comments have been tendered on the proposal, which has a 60-day commentary period still unfolding.


If you own or operate a small to medium-sized business, managing all your employees plus meeting federal labor laws and regulations can be daunting, especially with new rules being issued all the time. To help you understand your rights and responsibilities in every facet of running a business, please order a copy of Personnel Concepts’ All-On-One HR Compliance Program for Small Businesses.